5 Mistakes Homebuyers Make When Buying New Construction near Des Moines
Expecting the Builder to negotiate on price. Builders generally do not have to negotiate on price in this market. The reason they are unwilling to negotiate right now on price is because we are in a strong sellers market, with low inventory and high demand. There is a second reason for this as well. They will build several, sometimes dozens of homes with the same floorplan this year. If they sell one for a discount, they will have to sell the rest…
Applying for a loan with less than perfect credit
Often times people are hesitant to apply for a loan and look for homes because they feel that they are not credit score worthy. Even without perfect credit you can still get into a home. The truth is 54% all of the closed loans in the last month had a credit score somewhere between 600 and 749. Generally anything over 720 will ensure the best possible pricing, but with today’s exceptionally low rates an 1/8th of a percent in rate shouldn’t…