Often times people are hesitant to apply for a loan and look for homes because they feel that they are not credit score worthy. Even without perfect credit you can still get into a home.   The truth is 54% all of the closed loans in the last month had a credit score somewhere between 600 and 749.  Generally anything over 720 will ensure the best possible pricing, but with today’s exceptionally low rates an 1/8th of a percent in rate shouldn’t…